Best Instant Personal Loan Apps In India 2023

 INSTANT-FAST CREDIT TO BANK ACCOUNT PERSONAL LOANS



Tata Capital

5.0

Lowest Interest Rate

0.93%

per month

Highest Interest Rate

2%

per month

Disbursal of Loan

1 day

Tata Capital
Why We Picked It

Tata Capital launched its own loan application on both Google App Store and Apple App Store. One can borrow any sum between INR 20,000 and INR 25 lakh. Interest rate charged is 0.93% to 2%. There is a processing fee of 2.75%. It has a play store rating of 4.2%.

Pros & Cons
  • Interest rate is quite low.
  • Time required for the disbursal of a loan is just 5 minutes.
  • This loan app is not available for very small amounts as the minimum amount is 20,000.

Avail Finance

4.5

Lowest Interest Rate

1.25%

per month

Highest Interest Rate

3%

per month

Disbursal of Loan

1 day

Avail Finance
Why We Picked It

The Avail Finance App provides loans at a reasonable rate of interest in comparison to other financial institutions. Loans are disbursed in a single day just by using the application. This application can be downloaded from the Google Play Store and has a rating of 4.2. Users can borrow a minimum INR 1,000 to INR 40,000. There is a one time processing fee of INR 400, which is charged just for the first loan that one takes from Avail Finance and no processing fee thereafter.

Pros & Cons
  • Competitive interest rates.
  • Disbursal in just one day.
  • Maximum amount available is just INR 40,000.


Loan Tap

4.0

Lowest Interest Rate

1.5%

per month

Highest Interest Rate

1.83%

per month

Disbursal of Loan

30 minutes

Loan Tap
Why We Picked It

Loan Tap’s instant personal loan starts at an interest rate of 1.5% and can go maximum up to 22% per annum. There is a processing fee of 2% of the loan amount. It takes just 30 minutes for the loan to be disbursed. The minimum amount available as loan is INR 3000 and the maximum amount is INR 5 lakh.

Pros & Cons
  • Very small amounts available as loans.
  • Minimum interest rate has been increased from 1.08 to 1.5%.



Money Tap

4.0

Lowest Interest Rate

1.8 %

per month

Highest Interest Rate

2.3 %

per month

Disbursal of Loan

1 day

Money Tap
Why We Picked It

Money Tap loan application is available both on Google App Store and Apple App Store. Loans are available between Interest rate charged from 1.8 % to 2.3 %. It has a play store rating of 4.2%. There is a processing fee of 2%.

Pros & Cons
  • Interest rate is competitive.
  • Time required for the disbursal of a loan is just 5 minutes.
  • This loan app is not available for very small amounts as the minimum amount is 3,000.

Money View

4.0

Lowest Interest Rate

1%

per month

Highest Interest Rate

2%

per month

Disbursal of Loan

1 day

Money View
Why We Picked It

Money View’s mobile app is available on Google App Store with a rating of 4.5. It is offering loans at an interest rate between 1% to 2%. The amount available is between INR 10,000 to 5 lakh. Processing fee can be anything between 2.50 to 4%.

Pros & Cons
  • Interest rate is competitive.
  • Time required for the disbursal of a loan is one day.
  • This loan app is not available for very small amounts as the minimum amount is INR 10,000.





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